Legal & Risk Disclosure

1. Risk Disclosure

Trading XAUUSD (gold) and other leveraged financial instruments carries a high level of risk and may not be suitable for all investors. Before engaging in trading you should carefully consider your investment objectives, level of experience, and risk appetite.

The high degree of leverage can work against you as well as for you. The possibility exists that you could sustain a loss of some or all of your initial investment. You should be aware of all the risks associated with trading and seek advice from an independent financial advisor if you have any doubts.

2. No Financial Advice

SM FX provides analytical tools, indicators, and AI-generated signals. Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other sort of advice. You are solely responsible for your trading decisions.

3. Past Performance

Past performance is not indicative of future results. Historical win rates, signal accuracy, and backtested results do not guarantee future profitability. Market conditions change, and no strategy performs identically across all environments.

4. Subscription Terms

Subscriptions are billed in advance (monthly or quarterly). You may cancel at any time from your dashboard; access continues until the end of the current billing period. We offer a 7-day money-back guarantee on all new subscriptions.

Refunds are processed to the original payment method within 5-10 business days. We reserve the right to refuse refunds in cases of suspected abuse.

5. Privacy

We collect only the information necessary to operate the service: email, payment information (processed by Stripe — we never see card numbers), and usage analytics. We do not sell your data to third parties. You may request export or deletion of your data at any time.

6. Contact

Questions about these terms? Reach out at our contact page.